RHB

Savings Account
Minimum initial deposit S$500
Minimum amount to earn interest S$500
Early AC closure fee (Within 6 months of opening) S$30
Lost passbook replacement S$20
Service charge (Fall-Below Fee) S$2 p.m. if average daily balance less than S$500
Outward GIRO Return S$50 per item
Fixed Deposit Account
Minimum deposit S$1,000: > 2 month deposit
S$5,000: 1-2 month deposit
S$50,000: 7 days deposit
Current Account
Minimum initial deposit Personal Current Account: S$1,000
Corporate Current Account: S$3,000
S$ Interest Bearing Current Account: S$1,000
Service Charge*
*For AC-holder with more than one AC, same charges apply per AC.
Personal Current Account:
S$10 p.m. if average daily balance is less than S$3,000
Accounts of Govt / Statutory Bodies, Banks, Charitable / Religious Bodies, Cooperatives /Societies: Free TRIO Current Account:
S$10 p.m. if average daily balance is less than S$3,000

Corporate Current Account:
S$25 p.m. if average daily balance is less than S$10,000

S$ Interest Bearing Current Account:
S$15 p.m. if average daily balance is less than S$10,000
Minimum Charge on Incidental Overdraft
(AC without overdraft facility)
Personal Current Account:
Prime + 5% p.a. payable on overdrawn amount OR minimum S$20, whichever is the higher

Corporate Current Account:
Prime + 5% p.a. payable on overdrawn amount OR minimum S$30, whichever is the higher
Minimum Overdraft Charge
(AC with overdraft facility)
S$15
Cheque Book / Transaction Fee Personal / Corporate Current Account:
S$5 per cheque book
Transaction Fee: Nil

TRIO Current Account:
Cheque book: First cheque book free, S$10 for every subsequent cheque book
Transaction Fee: Nil

SGD Interest Bearing Current Account:
1st 30 cheque free per month and
S$0.40 per cheque from 31st cheque onwards
Cheque Book Postage Normal mail (24hrs-48hrs):
Free

Registered mail (24hrs-48hrs):
S$5

Express mail (same day):
S$15
Direct Mark Cheques (CTS) S$100 per cheque
Payment Stop Cheques S$30 per cheque (for stopped payment)
S$50 per request (for lost cheques / chequebooks)
Outward Return Cheques / Outward GIRO Return Due to insufficient funds:
S$50 per cheque / item

Due to technical reasons:
S$10 per cheque / item
Retrieval of Cheque Images S$50
ROC search for Corporate Accounts S$20 + Cost S$5 per search
Audit Confirmation S$30 (simple)
S$50 (complex)
Early C/A closure fee
(within 6 months of opening)
Corporate Current Account: S$40

Personal Current Account: S$80

TRIO Current Account: S$80

SGD Interest Bearing Current Account: S$50
Request for CA Document / Cheque Image 1 year or less:
S$20 per document + retrieval cost

1- 3 years:
S$30 per document

beyond 3 years:
S$50 per document
Request for AC Statement
(via Counter / ATM)
1 year or less:
S$20 per statement month

1- 3 years:
S$30 per statement month

beyond 3 years:
S$50 per statement month
Request for Ad Hoc Loan Statement S$20 per statement
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ATM Services
Replacement of Lost / Damage Card S$5 per card
Re-issuance of Forgotten / Lost PIN Number S$5 per re-issuance
Others
Standing Order Instructions By customer:
S$10

Loan Account:
Free

By charitable organisation:
(up to 10 customers): Free

For salary payment*
(manual input into system)
1 recipient : S$5
2 - 20 : S$20
21 - 50 : S$40
51 - 100 : S$80
101 - 150 : S$100
151 - 200 : S$120
> 200 : S$150

*Note:
1. Salary payments of other Banks are effected via file transfer/ diskette instead of manually / individually input into the system.
2. Amount charged is per occasion.
Amendment:
S$5 per amendment
Coin Deposits S$1 per 100 pieces or part thereof.

Note:
Waived for Junior Banker AC holder, Free for once every 3 months.
Coin Withdrawal / Exchange Withdrawal:
S$1 per 100 pieces or part thereof.

Exchange:
S$1 per S$50 or part thereof per day.
Bulk Notes Deposit First 1,000 pieces:
Free

Exchange:
Thereafter, S$3 per 100 pieces or part thereof.
(Not applicable for deposit with denominations of S$100 & above).