1. Flat Rate Package:

3.88% p.a.

(Effective Rates: 7.086% - 7.293%p.a.)

3.22% p.a.

(Effective Rates: 5.892% – 6.086%p.a.)

•Free personal accident  Insurance – Coverage for main borrower over the entire tenure of the loan.

• Complimentary house warming gift^.

Others
• Renovation Loan for commercial property registered under personal name is also available..

Eligibility
• Singaporean or Singapore PR
• 21 to 55 years old
• For main applicant, Annual income must be at least S$24,000
• Joint Applicants must be a spouse, parent, sibling, or child of the main applicant. (Please submit proof of    relationship for all joint applicants.)

Documents Required
• Photocopy of NRIC (both sides) of all applicants/guarantor
• Proof of Income:
          •   Salaried Person: 
              1)    Latest original payslip AND 
              2)    Income Tax Notice of Assessment OR CPF statement for past 6 months

          •   Self-Employed:
              1)    Latest Income Tax Notice of Assessment OR CPF statement for last 2 years
• Proof of Relationship (Compulsory for application with joint applicants)
• Original copy of Contractor’s Quotation/ Invoice duly signed by contractor and customers.
• Proof  of ownership of property to be renovated.
• Original Receipt/Invoice of fittings purchased (applicable for furnishing loan)