Investment opportunities, a rare antique, a new car, a good holiday? RHB Preferred Credit is the unsecured credit line that lets you soak up the best that life has to offer by putting the power of extra cash in your hands whenever you need it.

Benefits
• Low interest rate of 3.888% p.a.* for first 3 months and 8.888% p.a.* thereafter

	Preferred Credit Interest Rates
	First 3 months	3.888% p.a.
	Thereafter	8.888% p.a.
	Effective Interest Rates
	Year	Effective Interest Rates
	1	7.638% p.a.
	Thereafter	8.888% p.a.

Revision of Interest Rates for Preferred Credit

• Flexibility with no monthly minimum repayment
• High returns on your credit balance

	Interest on Credit Balance
	First S$5,000	0.48% p.a.
	Next S$45,000	0.58% p.a.
	Next S$100,000	0.68% p.a.
	Above S$150,000	0.78% p.a.

• Convenience with free unlimited cheque books
• Free exclusive gift – RHB Limited Edition Golf Umbrella (while stock lasts)

Eligibility
• Singapore Citizens or Singapore Permanent Residents
• Individuals aged between 21 and 60 years of age
• Minimum annual income of S$36,000

Documents Required
• Photocopy of NRIC (both sides)
• Proof of Income:
       • Salaried Person: 
          1) Latest original computerised payslip AND 
          2) Latest Income Tax Notice of Assessment OR CPF statement for past 6 months
       • Self-Employed: 
         Income Tax Notices of Assessment for past 2 years
• Any other documents as may be requested by the Bank at its sole discretion

Important Information
	Fees and Charges
	Annual Fee	S$50 (waived for the first year!)
	Minimum monthly  repayment	No minimum monthly repayment as long as loan amount is   within credit limit
	Minimum interest charges	S$10
	Late payment charges	No late payment charges
	Over the limit charge	13.888% p.a. on any amount in excess of the credit limit

For more information, call 1800 323 0100 or 62253111, email us or visit our branches.

*Promotional interest rate of 3.888% p.a. is only valid for 3 months from the opening date of the Preferred Credit  account. Thereafter, the prevailing interest rate of 8.888% p.a. will apply. Interest rates are subject to change.

Terms  and conditions apply.

The Singapore dollar deposits with RHB Bank Berhad, Singapore Branches, if held by individuals, sole proprietors, companies, non-bank corporations or other unincorporated entities is insured up to the limits specified in the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011. Click here to find out more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.