| 
   
 
Home  
   
 
Apply for RHB Now RHB Now Login About RHB Now
Personal
  Deposits
  Premier Banking
  Insurance
  Investment
  Loans
Business
  Deposits
  Investment Banking
  Loans
  Trade Finance
  Treasury Services
Bank Services
Rates
 
 





Preferred Credit

Investment opportunities, a rare antique, a new car, a good holiday? RHB Preferred Credit is the unsecured credit line that lets you soak up the best that life has to offer by putting the power of extra cash in your hands whenever you need it.

Benefits
• Low interest rate of 3.888% p.a.* for first 3 months and 8.888% p.a.* thereafter


Preferred Credit Interest Rates
  First 3 months 3.888% p.a.
    Thereafter 8.888% p.a.
 
   Effective Interest Rates
  Year  Effective Interest Rates
  1 7.638% p.a.
    Thereafter 8.888% p.a.
     Note: Effective Interest Rate is subject to compounding if the monthly interest charges are not repaid in full.

Revision of Interest Rates for Preferred Credit

• Flexibility with no monthly minimum repayment
• High returns on your credit balance


Interest on Credit Balance
  First S$5,000 0.48% p.a.
  Next S$45,000 0.58% p.a.
  Next S$100,000 0.68% p.a.
  Above S$150,000 0.78% p.a.

• Convenience with free unlimited cheque books
• Free exclusive gift – RHB Limited Edition Golf Umbrella (while stock lasts)

Eligibility
• Singapore Citizens or Singapore Permanent Residents
• Individuals aged between 21 and 60 years of age
• Minimum annual income of S$36,000

Documents Required
• Photocopy of NRIC (both sides)
• Proof of Income:
       • Salaried Person: 
          1) Latest original computerised payslip AND 
          2) Latest Income Tax Notice of Assessment OR CPF statement for past 6 months
       • Self-Employed: 
         Income Tax Notices of Assessment for past 2 years
• Any other documents as may be requested by the Bank at its sole discretion

  Important Information  

Fees and Charges
  http://www.rhbbank.com.sg/images/home/spacer.gifAnnual Fee S$50 (waived for the first year!)
  Minimum monthly  repayment No minimum monthly repayment as long as loan amount is   within credit limithttp://www.rhbbank.com.sg/images/home/spacer.gif
  Minimum interest charges S$10
  Late payment charges No late payment charges
  Over the limit charge 13.888% p.a. on any amount in excess of the credit limit

For more information, call 1800 323 0100 or 62253111, email us or visit our branches.

Make an Appointment
Apply Now

*Promotional interest rate of 3.888% p.a. is only valid for 3 months from the opening date of the Preferred Credit  account. Thereafter, the prevailing interest rate of 8.888% p.a. will apply. Interest rates are subject to change.

Terms  and conditions apply.


The Singapore dollar deposits with RHB Bank Berhad, Singapore Branches, if held by individuals, sole proprietors, companies, non-bank corporations or other unincorporated entities is insured up to the limits specified in the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011. Click here to find out more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

 
 
   
   
Copyright © 2008 RHB Bank Singapore. All rights reserved.